Welcome to our local Capitola Commerce Home Mortgage office where our friendly, hassle-free mortgage advisors truly care about your individual needs. As current residents of Capitola and Santa Cruz, we take great pride in serving our local communities and their members, along with entire state of California.
Branch Manager / Sr. Mortgage Advisor
With today's lending standards, applying for a loan can be overwhelming. My approach when working with clients is to carefully guide them through the entire lending process and be available for any questions they may have.
JIM AND HIS STAFF ARE TERRIFIC. THEY TAKE CARE OF YOU AND MAKE THE WHOLE COMPLEX PROCESS SEAMLESS.
Peter and his team did a great job! Peter was especially helpful when answering my questions - very knowledgeable and willing to spend the time to make sure I felt comfortable with the process. I w...
Jim did a great job with my refi.
I would highly recommend Peter. So easy to work with, responsive, and we closed early! Thanks for being so awesome through the whole process.
Thank you for the hard work and thank you for being transparent with the numbers. The process was smooth and straight forward, as everything was explained in great detail.
I highly recommend Pete to all my friends and family!… Great service and very professional
Loan didn’t close on time but had nothing to do with commerce hence the 5 stars. Everything was flawless.
Jim did a great job with my complicated home loan. He was very responsive and answered all of my questions along the way. Highly recommended!!