Welcome to our local San Diego/Encinitas Commerce Home Mortgage office where our friendly, hassle-free mortgage advisors truly care about your individual needs. As current residents of San Diego, Encinitas and La Jolla, we take great pride in serving our local communities and their members, along with entire state of California.
Branch Manager / Mortgage Advisor
“This is the bottom line: The best loan terms that fit the client’s situation and needs that can be closed within the required time frames.”
Excellent experience with Zach Taylor! Thank you for advocating for us, for your patience, diligence, professionalism, and responsiveness.
Straightforward process with no unwanted surprises. Great support team didn't miss any details in preparing the loan for underwriting. So organized and efficient that the loan was ready to close ...
I would highly recommend Zach Taylor to my friends and local family interested in his services. He works very well with Tamara Strom. As a single person going through such a major purchase, it was ...
Lynette was great to work with. Very responsive, and helped us close in 19 days by keeping me in the loop on all the documents, etc., that were needed. Definitely would recommend her!
I had a VERY complicating situation where I was refinancing an investment condo and buying a new home at the same time. Lynette tackled this project and laid everything out for me clearly and conci...
Zach is great! He has helped me on 2 re-finances. I would highly recommend him to anyone looking for mortgage help. He is great!
A true professional who knows her stuff!
Zach is amazing to work with and shows how passionate he is about what he does.
CHM assists by contributing to the Boys & Girls Club in Encinitas. They serve over 65 youth per day and offers kids a technology center, arts center, multi-purpose room, entertainment room, and library.