Commerce Home Mortgage, LLC. Main Address: 3130 Crow Canyon Place, Suite 400, San Ramon, CA 94583.
Federal Agency Approvals
FHA Direct Endorsement
VA Approved Lender
Fannie Mae Approved Seller/Servicer
Freddie Mac Approved Seller/Servicer
Ginnie Mae Approved
State Licensing
State law disclosure regulations require the following licenses to be conspicuously disclosed. Copies of the licenses may be obtained from Commerce Home Mortgage at its Corporate Headquarters located at:
Commerce Home Mortgage, LLC. 3130 Crow Canyon Place, Suite 400 San Ramon, CA 94583 888-684-4292
NMLS Unique Identifier No. 1839
ARIZONA – Arizona Mortgage Banker License No. 0925326
CALIFORNIA – Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act No. 4150083 and by the California Bureau of Real Estate, No. 01218426.
COLORADO – Mortgage Company Registration, Colorado Division of Real Estate - www.dora.state.co.us/real-estate.
FLORIDA – Licensed as a Mortgage Lender/Servicer by the Office of Financial Regulation No. MLD1338.
GEORGIA – Licensed as a Mortgage Lender by the Department of Banking and Finance No. 48010.
MARYLAND – Licensed as a Mortgage Lender by the Commissioner of Financial Regulation.
NEW MEXICO – No license No.
OREGON – Commerce Home Mortgage, LLC., License No. ML-4044.
TEXAS – No license No.
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan. Loan originator should complete and send a complaint form to the Texas Department of savings and mortgage lending. 2601 North Lamar, Suite 201, Austin Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.smltexas.gov a toll-free consumer hotline is available at 1-877-276-5550.
The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.smltexas.gov.
UTAH – Commerce Home Mortgage, LLC. Utah-DFI Residential First Mortgage registry.
VIRGINIA – Licensed as a Mortgage Lender and Broker by the Virginia State Corporation Commission No. MC-6713.
WASHINGTON – Licensed by the Department of Financial Institutions under the Consumer Loan Act No. CL-1839.
Trade Names
Commerce Home Mortgage, LLC. conducts business under the following business names:
Commerce Home Mortgage
Commerce Home Mortgage Wholesale
Redding Lender
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the bases of race, color, religion, national origin, sex, marital status, age (providing the applicant has the capacity to enter into a binding contract); because all or part of the applicants income derives from any public assistance program; or because applicant has in good faith exercised any right under the Consumer Credit Protection Act.
The Home Mortgage Disclosure Act requires institutions to report loan data by lending transacted and acquired each year. This includes geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. This data is reported to the institution's primary regulator on an annual basis for loans and applications of the previous calendar year. If requested, lenders need to have the information available within 30 days of the request but not earlier than March 31st. To receive a copy of these data send a written request to: Commerce Home Mortgage Compliance Department 3130 Crow Canyon Place, Suite 400 San Ramon, CA 94583
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the bases of race, color, religion, national origin, sex, marital status, age (providing the applicant has the capacity to enter into a binding contract); because all or part of the applicants income derives from any public assistance program; or because applicant has in good faith exercised any right under the Consumer Credit Protection Act.