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Lauren
Gurley

Mortgage Advisor
NMLS #1415251

I have a young and energetic spirit which is evident with my clients as we conquer each step of the loan process. I am excited to bring my creativity, tech skills, and passion to the Commerce team. I absolutely love working and interacting with people, especially as they embark on the exciting adventure of homeownership.

I am recently engaged and we are planning our dream wedding! Outside of wedding planning and work you can me catch me spending time outdoors hiking, kayaking and playing with our dogs!

  • Branch: Newport Beach
    450 Newport Center Drive Suite 200
    Newport Beach, California 92660
    Direct: 949-258-9938
    Fax: 949-430-5166
    Email:
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Recent Posts

  • by Keeping Current Matters
    December 14, 2017

    Should Boomers Buy or Rent after Selling? | MyKCM

    In a recent CNBC article, it was reported that many baby boomers are selling their current homes and moving into rentals, rather than purchasing another home.

    “Between 2009 and 2015, the number of renters aged 55 or above rose 28 percent, while those aged 34 or younger only increased 3 percent...

    Meanwhile, more than 5 million baby boomers across the nation are expected to rent their next home by 2020, according to a 2016 analysis from Freddie Mac.”

    This makes sense in the short term for many reasons. If you are moving to a different part of town or a new region of the country, you may decide to rent until you pick the perfect home in an area you love. However, is renting a good long-term strategy?

    A mortgage payment remains fixed. Rents, however…

    The Census Bureau recently released their 2017 third quarter median rent numbers. Here is a graph showing rent increases from 1988 until today:

    Should Boomers Buy or Rent after Selling? | MyKCM

    As you can see, rents have steadily increased and are showing no signs of slowing down. If you are faced with making the decision of whether you should rent or buy your next home, you should take this into consideration.

    Bottom Line

    One way to protect yourself from rising rents is to lock in your housing expense by buying a home instead of renting. Let’s get together so we can help you decide what the best step is for you and your family!

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